البنوك والتقنية المالية· BANKING & FINTECH · RISK & DATA SCIENCE
Basirahبصيرة
Risk, AML, and credit models that actually read Arabic transaction memos.
A risk and data-science platform for banks and finance companies — credit-decisioning, AML detection, and customer segmentation models trained on real Saudi transaction data, including the Arabic free-text memos most vendor models silently discard.
الأرقام تكذب أحيانًا، والنمط لا يكذب
“Numbers sometimes lie. The pattern never does.”
What Basirah does
Arabic-native transaction understanding
NLP models trained on Saudi transaction memos and merchant descriptors — not translated English models retrofitted onto Arabic text.
Explainable credit decisioning
Every score ships with the weighted factors behind it, ready for a human underwriter or a SAMA audit to review in one screen.
AML typology detection
Structuring, rapid circular transfers, and cross-border red flags are surfaced and scored before they become a filed STR.
Behavioral segmentation
Continuously re-scored customer segments replace static annual reviews, so risk tiers move as behavior actually changes.
Drift and bias monitoring
Every production model is watched for data drift and demographic bias, with automatic recalibration alerts before accuracy degrades.
Sovereign model hosting
Training data and model weights never leave Kingdom infrastructure — PDPL-aligned and NDMO-classified from day one.
See Basirah in action
An early UX walkthrough of the product, designed bilingually from day one.
Portfolio risk dashboard
AML alert queue
Credit decision detail
How it works
Connect
Plug into core banking, card, and payment-rail feeds without duplicating your existing data warehouse.
Train
Models are trained and validated on your own transaction history, including Arabic memo and merchant text.
Decide
Credit, AML, and segmentation scores flow into underwriter and compliance workflows with full explainability.
Monitor
Drift, bias, and performance are tracked continuously, with recalibration proposed before accuracy slips.
Stop retrofitting English models onto Arabic risk
We're selecting design-partner banks and finance companies for the first pilot cohort. Book a briefing to see the models on your own portfolio data.
Request a Pilot